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Thread: Student loans

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    I <3 Ron Paul + gilesfan sturg33's Avatar
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    It's baffling to me that leftists don't even both asking what is being done to stop the crushing debt from continuing to the next group of grads

    "I can't fix my life, but I can fix the world" said the socialist

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    It's OVER 5,000! Tapate50's Avatar
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    Quote Originally Posted by thethe View Post
    Well BL?

    Do you think the people who can't pay off their loans for useless degrees making peanuts are transferring more to non-college attendees?

    Willing to stand by your comprehensive analysis?
    No no no it’s the luck of the draw if they can pay it or not
    Ivermectin Man

  3. #563
    Expects Yuge Games nsacpi's Avatar
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    Quote Originally Posted by sturg33 View Post
    Responsibility and discipline make you the butt of the joke
    Indeed. Taxpayers from blue states are entitled to wonder when y'all will get off the wagon and start pulling your weight.
    "I am a victim, I will tell you. I am a victim."

    "I am your retribution."

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    Quote Originally Posted by nsacpi View Post
    Indeed. Taxpayers from blue states are entitled to wonder when y'all will get off the wagon and start pulling your weight.
    Sorry.. .gotta give some illegal immigrants $10K debit cards instead
    "I can't fix my life, but I can fix the world" said the socialist

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    Quote Originally Posted by nsacpi View Post
    Indeed. Taxpayers from blue states are entitled to wonder when y'all will get off the wagon and start pulling your weight.
    We're supporting your voters and future voters (illegals) so do we need the help.

    Sorry, studies show republicans use less welfare than democrats.

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    Expects Yuge Games nsacpi's Avatar
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    Quote Originally Posted by Garmel View Post
    We're supporting your voters and future voters (illegals) so do we need the help.

    Sorry, studies show republicans use less welfare than democrats.
    The data show blue states ship boatloads of money each year to red states. We do it out of an abundance of love for our less fortunate fellow Americans.
    "I am a victim, I will tell you. I am a victim."

    "I am your retribution."

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    Quote Originally Posted by nsacpi View Post
    The data show blue states ship boatloads of money each year to red states. We do it out of an abundance of love for our less fortunate fellow Americans.
    Yes, for the reasons I stated.

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    Quote Originally Posted by Garmel View Post
    Yes, for the reasons I stated.
    We've been doing it for multiple generations. For a variety of reasons. Mainly having to do with love.
    "I am a victim, I will tell you. I am a victim."

    "I am your retribution."

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    BL clearly doesn’t want to hash out why his analysis was wrong. Oh well.
    Natural Immunity Croc

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    Quote Originally Posted by nsacpi View Post
    We've been doing it for multiple generations. For a variety of reasons. Mainly having to do with love.
    Show us some more love and keep your voters from moving to the red states.

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    Nsacpi has spent his entire career believing he is part of a prestigious and sophisticated system that add enormous value to society

    Now that institution is a national joke... that requires tax payers to bail out its constituents bc they have failed to produce a worthwhile product. It's being replaced the internet and on demand learning models.

    This is the end stage of its relevance. And the stakeholders are raising the treasury while they still can

    I'd be embarrassed to be a professor where my students are begging truck drivers to bail put their horrible decisions

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    Quote Originally Posted by Garmel View Post
    Show us some more love and keep your voters from moving to the red states.
    sorry that's part of the plan
    "I am a victim, I will tell you. I am a victim."

    "I am your retribution."

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    Quote Originally Posted by nsacpi View Post
    sorry that's part of the plan
    lol. That's not fair.

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    Quote Originally Posted by thethe View Post
    BL clearly doesn’t want to hash out why his analysis was wrong. Oh well.
    Too bad - Tried to walk him to an epiphany.

    No luck
    Natural Immunity Croc

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    Quote Originally Posted by acesfull86 View Post
    https://thehill.com/homenews/educati...loan-debt/amp/

    Senate Republicans are unveiling their own plan to tackle student debt as the Supreme Court is set to rule soon on President Biden’s student debt relief program.

    The GOP package, called the “Lowering Education Costs and Debt Act,” consists of five bills that the senators say will address the root causes of the student debt issue such as the increasing price of college and students taking out loans they can’t afford.



    The “College Transparency Act (CTA)” would reform the college data reporting system so students have better information about outcomes at schools before committing to a university.

    The “Understanding the True Cost of College Act” will require schools to have a similar style for their financial aid letters with a breakdown of the aid so students can better compare offers.

    The “Informed Student Borrower Act” requires students to be more informed when applying for a loan by acknowledging they received student loan entrance materials or they participated in entrance counseling.

    The students would receive materials that show how long it would take to pay off their loans, how much the monthly payments would be and what they will likely make going to a certain school and program. The students would receive this information yearly.

    The fourth bill addresses the nine different student loan repayment options the Department of Education offers. These options, with eligibility based on income and loan type, gave borrowers different timeline options for paying off their loans and the amount they would owe each month.

    The bill cuts those repayment options down to two to simplify the process. The standard 10-year repayment plan for borrowers would remain and the REPAYE program would stay, with some changes. The REPAYE program gives loan forgiveness earlier to low-income individuals who have low balances on their loans.

    Additionally, loans can not be given to undergraduate or graduate programs that have shown the earning potential is not higher than a high school graduate or bachelor’s degree under the bill.

    The last bill in the package aims to put pressure on graduate schools to lower costs, which account for almost half of student loan debt taken out each year.

    The legislation would end Graduate PLUS loans, which had their borrowing limit removed in 2006. Republicans say this type of loan has increased the cost of college, calling it “inflationary.” Students would still have other loan options for graduate school such as Stafford loans, which are offered by the government, but have limits on borrowing.
    This ever go anywhere?

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    Quote Originally Posted by acesfull86 View Post
    This ever go anywhere?
    I hadn’t seen this yet, but that’s seems extremely sensible therefore I’m sure universities are indoctrinating their student body that those proposing this legislation are white Christian nationalists.

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    Quote Originally Posted by acesfull86 View Post
    This ever go anywhere?
    I’m actually all for toppling the system but I disagree with the provision to not allow loans to be provided for certain degrees. There are a lot of low-paying fields that benefit greatly from having trained people in them. I don’t think it would take long to go down a list before most reasonable people would agree removing potentially talented people in these areas would be a bad thing.

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    Quote Originally Posted by mqt View Post
    I’m actually all for toppling the system but I disagree with the provision to not allow loans to be provided for certain degrees. There are a lot of low-paying fields that benefit greatly from having trained people in them. I don’t think it would take long to go down a list before most reasonable people would agree removing potentially talented people in these areas would be a bad thing.
    If you take away the free money then the education costs for those degrees plummets as well.
    Natural Immunity Croc

  21. #579
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    Quote Originally Posted by thethe View Post
    If you take away the free money then the education costs for those degrees plummets as well.
    Do not understand why this is so hard for people

    Subsidizing uselessness has resulted in skyrocketing prices for uselessness

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    Quote Originally Posted by sturg33 View Post
    Do not understand why this is so hard for people

    Subsidizing uselessness has resulted in skyrocketing prices for uselessness
    You’d definitely see schools push students to higher cost degrees which you could make a decent argument has a net benefit to society.

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