Well it has to be true before they can start realizing
Date
Personal Saving Rate (%)
Jan 2021
~13.0 %
Jul 2021
~11.0 %
Jan 2022
~7.0 %
Jul 2022
~4.6 %
Jan 2023
~4.2 %
Jul 2023
~5.0 %
Jan 2024
~6.10 %
Jul 2024
~5.30 %
Jan 2025
~5.10 %
May 2025
~5.20 %...