Affordable Care Act

57Brave said:
If the rates are the same - then what is the problem? The exchanges are set up for those without access to coverage / or available coverage is really expensive because they are not being included in a group plan ( as in a group policy provided by one's employer) . Being the same to me means if you have coverage you would keep it (like me and mine) and those just entering the system are getting a square(er) shake (little Raymond Chandler jargon :)
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Holy crap, you simply aren't paying attention. This will go nowhere if you continue to deflect and not read what's posted.

Rates will increase once in each of three months leading up to ACA roll out. Basically the carrier sees this as a huge liability to take on new clients with no history (even though the exchanges have requested med/financial info at random instances in our early trials). How is that beneficial? This whole "exchange" is not necessary . They could have shopped with an agent at any time and gotten more expertise and guidance than a website. The carrier deemed it necessary to mitigate losses that a private policy rate needed to be as high as the exchange policy, hitting everyone in the gut. BIL posted his Aca letter from his carrier and rate went from 185 mo to 485 mo. Not quite triple, but he isn't in our area so I don't know what his carrier landscape looks like. Doesn't sound that promising though.
 
I haven't really weighed in on the ACA here, but I think now is an appropriate time to paraphrase (care of Futurama) candidate Jack Johnson responding to candidate John Jackson: I say [the ACA] doesn't go too far enough.
 
Tapate50 said:
Holy crap, you simply aren't paying attention. This will go nowhere if you continue to deflect and not read what's posted.

Rates will increase once in each of three months leading up to ACA roll out. Basically the carrier sees this as a huge liability to take on new clients with no history (even though the exchanges have requested med/financial info at random instances in our early trials). How is that beneficial? This whole "exchange" is not necessary . They could have shopped with an agent at any time and gotten more expertise and guidance than a website. The carrier deemed it necessary to mitigate losses that a private policy rate needed to be as high as the exchange policy, hitting everyone in the gut. BIL posted his Aca letter from his carrier and rate went from 185 mo to 485 mo. Not quite triple, but he isn't in our area so I don't know what his carrier landscape looks like. Doesn't sound that promising though.
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The exchange is the group policy for people that otherwise did not have access to a group policy.
Not the end all and / or be all. If you know the answers ---- why do you ask the questions?

I agree with jpx -- my ideal group policy is free universal care for all. No strings attached And yeah tape=sturg etc YOU would have to pay for a poor woman's mammogram
 
57Brave said:
The exchange is the group policy for people that otherwise did not have access to a group policy.
Not the end all and / or be all. If you know the answers ---- why do you ask the questions?

I agree with jpx -- my ideal group policy is free universal care for all. No strings attached And yeah tape=sturg etc YOU would have to pay for a poor woman's mammogram
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"free?"

How would that work???
 
57Brave said:
The exchange is the group policy for people that otherwise did not have access to a group policy.

Not the end all and / or be all. If you know the answers ---- why do you ask the questions?

I agree with jpx -- my ideal group policy is free universal care for all. No strings attached And yeah tape=sturg etc YOU would have to pay for a poor woman's mammogram
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Education . The same reason you post.
 
health care cost for free?

Oh my someone has gone off the deep end. I wonder what doctor is going to take a severe pay cut for their services.
 
More people in the system and it's gonna be "on demand" or "walk up" or "at will" ? I have to wait 3 months for a dermo appt now.

Put down the doob.
 
Tapate50 said:
I have to wait 3 months for a dermo appt now.
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3 months for a Dermotologist appointment. Either you live in Ubeki-bekistan or denial.

If it takes you 3 months to get a Dermo appt there is something else in play - how many Dermo's per how many people. ??? How far off the grid do you live? Some specialists won't deal with HMO's -- like my Chiropractor
Who's to say ACA won't make it better? Shoot WWIII might make that better
 
57Brave said:
3 months for a Dermotologist appointment. Either you live in Ubeki-bekistan or denial.

If it takes you 3 months to get a Dermo appt there is something else in play - how many Dermo's per how many people. ??? How far off the grid do you live? Some specialists won't deal with HMO's -- like my Chiropractor
Who's to say ACA won't make it better? Shoot WWIII might make that better
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My girlfriend lives in Philly and she cant get a dermo appointment until February
 
sturg33 said:
It's rough man... It's really tough getting the Obamacare site to work... Must be crappy internet
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Last I heard you wanted nothing to do with it!
Or had a better plan or your boss was going to lay you off because his costs were going out the roof. Or ...
 
thethe said:
Really hope this atrocity is repealed.
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Where do you live thethe? At the end of the shutdown it was made crystal clear there would be no repeal. Actually the 2012 election pretty much told you there was to be no repeal. The Supreme Court said there will be no repeal . 46 votes in the Congress should have told you (everybody say it together) there would be no repeal

Thank your lucky stars Sav hasn't imposed a literacy test. Because obviously your reading comprehension is not working for ya
 
57Brave said:
Where do you live thethe? At the end of the shutdown it was made crystal clear there would be no repeal. Actually the 2012 election pretty much told you there was to be no repeal. The Supreme Court said there will be no repeal . 46 votes in the Congress should have told you (everybody say it together) there would be no repeal

Thank your lucky stars Sav hasn't imposed a literacy test. Because obviously your reading comprehension is not working for ya
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Last I checked accountants had to be literate. You can't even follow your own line of thought so that disqualifies you from throwing stones.
 
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