rather than folks who didn't make the bad decision being forced to pay it for them
See, this sort of self-aggrandizing is what I find ultimately to be at the core of a lot of libertarian and/or don't-help-people ideologies:
I made good decisions, so why shouldn't everyone else have? I prospered, so those that didn't deserve the punishment of their failure.
The fact is, as yeezus alludes, we who aren't in bad situations are all lucky to some degree; a combination of factors – genetics, environment; nature and nurture – have allowed us to make more "good" decisions than "bad" ones, and more importantly to recognize which decisions are really beneficial to us, and which are really detrimental. Sure, force of will, determination, et cetera may be at work as well, but those very qualities were informed and cultivated through everything that has ever happened to you or me, and everybody's experiences with this universe are different.
I'm not really trying to paint you, or anyone else in this thread, as an asshole: I just can't really comprehend this seeming comfort with (and, from some sources outside this board, seeming getting off at) the suffering of those who suffer, simply because their suffering conforms to one's sense of life-justice or moral appropriateness, simply because one has personally calculated another's "just deserts," simply because they "had it coming."
I'm not saying the safety-net in this country is perfect, or needs no reform, or that we should in no way incentive assistance, promote personal development, and seek to limit authentic malfeasance where we think we've found it; but I
am saying that I really think some of you are too cavalier in assuming you know, or can easily discern, whether someone deserves something or not, what merits what, and how easy or difficult it is to rise above the victim-hood of individual circumstances, even if you yourself in your limited and specific case have done so.