This is where I'll disagree with you. There are some hands, that while having the same number of cards as everyone else as the table, can't be played and the challenges go beyond physical or mental disabilities.
There's an interesting movement picking up steam on both the intellectual left and the intellectual right and that's the idea of what has historically been termed a "guaranteed minimuml income." The government would provide everyone with a certain stipend which they could spend as they see fit, but things like food stamps and subsidized housing would go away. Put simply, people would be given the wherewithal to purchase goods within the free market.
For those of you on the right who want to poo-poo this, have a seance and talk to the ghosts of Milton Friedman and Friederich Hayek, who both suggested this approach. Conservative sociologist Charles Murray has been the latest to promote this from the right.
Curious to see if this gets any legs.