2020 Field

Let's deal with what candidates say in context:


Elizabeth Warren
‏Verified account @ewarren

People come up to me, introduce themselves,

and then tell me how much student loan debt they have.

Their debt is keeping them from buying homes, starting businesses,

and pursuing the careers they want.

It's time to cancel the debt that is crushing an entire generation.
 
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Jodi Sperber, PhD
‏ @jsperber
13h13 hours ago
Replying to @annehelen

Seriously. My plan is to have it paid off by the time I am 55.

That is 9 years from now. For loans I took out in 1998-1999.
 
you may object to Warrens plan. I'm not so sure I agree with it to the letter

There is no denying there is a problem that effects each of us. Remaining static for whatever reason is really not a solution but a huge part of the problem itself
 
Great idea to have non-college attendees in the country subsidize those that go to college.

Can't see any potential fallout due to that decision.
 
we agree.

It is a "great idea" that we subsidize each other.
As in I help pay for the road you drive to the grocery store on. I help subsidize the electricity where you listen to AM talk radio
and if you get sick I help subsidize the research that leads to a cure for your illness

So glad to see you think it a "great idea"
...........................

As a non-college attendee have no problem helping subsidize this person
She has been paying college loan for 20 years.

I will pay for my house and land (since 2003) sooner than she pays her ticket to the middle class

Can we agree we all have a right to upward mobility ?
 
Everyone pays into those concepts that you mention. Non-college attendees don't benefit for some middle/upper class individual to go to college.

If you don't want debt then go to a city/state school, work while attending and find a job that helps pay for schooling. Its not a difficult concept. I have no sympathy for anyone that willfully signed off on borrowing tens of thousands of dollars and now don't have a good enough job to pay back their obligations.

I have a 2700 dollar mortgage payment. Anyone want to help me pay that off?
 
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yes, Bernie Sanders has advocated for free housing
..............

Robert Byrd used to have a saying "dont tax me, dont tax ye, tax that man behind the tree "

we all in some way subsidize each other . The sooner that becomes an accepted notion the sooner we can move forward and discuss the hows and whatfors of the social contract.

Education, health and housing to my mind are "life liberty and the pursuit of happiness"
How would you define " life lib ... " ???
 
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'Free' housing / 'Free' college is such a misnomer.

Nothing is free.

Its a damn shame that such a large portion of this country has completely ditched the idea of personal accountability.
 
well of course there are qualifications and regulations attached.
These are intellegent people --- they realized and accounted for your objections long before they even started this conversation.


you definition ... ?
 
We're 6 pages into this and all 57 has done is to give examples of people being in debt.

This is not a "policy" it's a bailout. It does literally nothing to address the cause of the debt. In fact, it will only make it worse. Colleges can simply keep raising prices because now they KNOW the govt will take care of it.

The reason student debt is so terrible is because of government involvement and of course the socialist solution is to double down.
 
if you read Warren, she does address "cause of the debt".
For close to 20 years now.


one mans bailout is another mans investment.
 
thethe said:
Great idea to have non-college attendees in the country subsidize those that go to college.

Can't see any potential fallout due to that decision.
Click to expand...

the way the tax code is written, low income voters (mostly those without college) pay very little taxes...the way I would frame it is whether college debt should be such a high priority and should have so much money devoted to resolving...I would target the problem more narrowly and focus on predatory for profit institutions who are abusing the system and taking advantage of students while delivering little value
 
nsacpi said:
the way the tax code is written, low income voters (mostly those without college) pay very little taxes...the way I would frame it is whether college debt should be such a high priority and should have so much money devoted to resolving...I would target the problem more narrowly and focus on predatory for profit institutions who are abusing the system and taking advantage of students while delivering little value
Click to expand...

Lower income families would have increased tax obligations resulting from these plans proposed by the Democratic candidates. The math doesn't work without it.

The real culprits in this whole mess are the universities. There are no good reasons why tuition rates should be increasing at the rates that they have other than the fact they know free money is available in the form of student loans. Its quite the scheme devised where no cost is too high.
 
nsacpi said:
the way the tax code is written, low income voters (mostly those without college) pay very little taxes...the way I would frame it is whether college debt should be such a high priority and should have so much money devoted to resolving...I would target the problem more narrowly and focus on predatory for profit institutions who are abusing the system and taking advantage of students while delivering little value
Click to expand...

Reasonable take. We should be objectively quantifying the problem, doing an honest assessment of how and why it came to be, then come up with a solution to actually get at the root issues. Warren’s plan feels like dropping a nuclear bomb on something that may just require a hammer.
 
thethe said:
Lower income families would have increased tax obligations resulting from these plans proposed by the Democratic candidates. The math doesn't work without it.
Click to expand...
that's an assumption...Warren's tax plans dont hit lower income people.
 
acesfull86 said:
Reasonable take. We should be objectively quantifying the problem, doing an honest assessment of how and why it came to be, then come up with a solution to actually get at the root issues. Warren’s plan feels like dropping a nuclear bomb on something that may just require a hammer.
Click to expand...

there is a problem...but Warren inflates it...in general borrowing for college is a sound idea...but there are some abuses that need to be fixed
 
nsacpi said:
that's an assumption...Warren's tax plans dont hit lower income people.
Click to expand...

The plan is based on being able to implement a wealth tax on 50+ million in accumulated wealth and collecting on each of those dollars. When that inevitably doesn't happen, as you know it won't, then the tax burden will shift to the middle and lower class as all tax hikes do.
 
thethe said:
The plan is based on being able to implement a wealth tax on 50+ million in accumulated wealth and collecting on each of those dollars. When that inevitably doesn't happen, as you know it won't, then the tax burden will shift to the middle and lower class as all tax hikes do.
Click to expand...

again you are making assumptions and jumping to conclusions...my own take is that even if Warren or Sanders gets elected large scale student debt forgiveness ain't happening...that's me jumping to a conclusion

there are some parts of Warren's plan I like, such as subsidies to state university tuition that make them much less costly or even effectively free to the students...I think something like that has a better chance of passing...but even that is a long shot
 
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