Affordable Care Act

Tapate50 said:
Our Health Renewal was this month and our producer came by and said the individual market is dead in our area. We have a very unhealthy general population.

Not being apart of a group plan is a killer.
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My big national corporate conglomerate plan went up 25%. Fortunately my wife’s employer plan costs us half what mine would.
 
3

So What Changes It?​

I’ll say something now that you’re likely going to see come true in your lifetime:​

The U.S. eventually adopts a universal core system…
not because politicians champion it…
but because the math makes it unavoidable.

Here are the forces that guarantee this:​

1. Employer-based insurance is collapsing.​

Premiums…are too high.
Small businesses…can’t keep up.
Companies are ditching benefits…to cut costs.
Millions lose coverage…when they switch jobs.

This entire structure is crumbling.

2. Healthcare spending is heading toward 25% of GDP.​

No advanced nation can sustain that.

The system either reforms…or breaks.

3. Younger voters overwhelmingly support universal systems.​

Gen Z and Millennials will dominate the electorate.

4. Rural hospitals are collapsing.​

The federal government WILL have to intervene.

5. Chronic disease is exploding.​

Diabetes…heart disease…obesity…all require coordinated…preventative systems.

Market-based systems cannot handle epidemics.

6. Private insurance is financially unsustainable.​

High deductibles.
Narrow networks.
More denials.
Less coverage.
Higher out-of-pocket costs.

People are already fed up.

7. A major national health crisis will force the shift.​

COVID was only the preview.
The real forcing event…is still ahead.

THE ODDS OF ADOPTION​

  • Next 10 years: 0–5%
  • Next 20–30 years: 20–35%
  • Next 40–50 years: 60–80%
The long-term outcome is inevitable.

The short-term path is blocked by:​

  • money
  • power
  • corporate capture
  • political messaging
  • donor class interests
  • a dysfunctional Congress
  • manufactured fear

But Here’s Where You Come In (And Why This Matters Now)​

You don’t need to wait for Congress.​

You don’t need to wait…for a president.

You don’t even need to wait…for a political party…to grow a spine.

Americans who understand​

  • emotionally
  • financially
  • politically
  • socially
  • personally
Because when the next healthcare crisis hits…and it will…
the shift begins…from the ground up.

And the people who understand the terrain….will not be caught off guard.

The U.S. healthcare collapse is not a question of​

It’s a question of timing.

And when systems shift…the people who own the narrative win.

That’s why you’re reading this.
...

fin
 
acesfull86 said:
I think 15% of enrollees in private insurance never file a claim, so if it’s 40% for ACA enrollees, that’s certainly worth a look.
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That’s quite fair, but I think it’s still a bit misleading in terms of what it means. Healthy people carrying inexpensive insurance for the sake of having it in case they need it isn’t nefarious. It is likely inefficient, which is my primary complaint about the current system given how expensive healthcare still is, but it’s not necessarily an example of the insurance companies fleecing us.
 
acesfull86 said:
I think 15% of enrollees in private insurance never file a claim, so if it’s 40% for ACA enrollees, that’s certainly worth a look.
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I’ve got one in almost 20 years employment.

We do surcharge enough for being unhealthy.

But then again we like to be very accepting of that sort of thing
 
Broadwaybabyto
2d


Giving birth in the US? Appoximately $18,000

Average cost of cancer treatment in the US? $150,000

One month ICU stay in the US? Between 30k and 150k.

That’s not even including copays, deductibles, interest and all the other hoops you have to jump through for care.

Cost in Canada? $0.

Cost in the UK? $0.

Cost in Australia? $0.

America… you deserve better.
 
57Brave said:
Broadwaybabyto
2d


Giving birth in the US? Appoximately $18,000

Average cost of cancer treatment in the US? $150,000

One month ICU stay in the US? Between 30k and 150k.

That’s not even including copays, deductibles, interest and all the other hoops you have to jump through for care.

Cost in Canada? $0.

Cost in the UK? $0.

Cost in Australia? $0.

America… you deserve better.
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How is it possible that you fall for this?

We have to restrict voting
 
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