Affordable Care Act

Millions rely on the Affordable Care Act (ACA) for health coverage, primarily low-income individuals, young adults (18-34), people in rural areas, small business employees, and the self-employed who use Marketplace subsidies, while millions more benefit from ACA protections like pre-existing condition coverage, Medicaid expansion, and employer-based reforms, impacting insurers, states, and the entire health system.
Key Groups Relying on the ACA
  • Low-Income Individuals & Families: Directly benefit from subsidies (tax credits) to afford coverage on the Health Insurance Marketplaces and through expanded Medicaid programs, notes the National Institutes of Health, the IRS, and KFF.
  • Young Adults (18-34): Saw significant gains in insurance rates, as they often lack employer-sponsored options and are less likely to qualify for Medicare/Medicaid, say The New York Times and USAFacts.
  • Small Business Owners & the Self-Employed: Use the ACA Marketplaces as a main source for coverage, notes Clinical Advisor.
  • People in Rural Areas: Experienced some of the largest increases in coverage, according to The New York Times.
  • Women: The ACA introduced crucial benefits, including maternity care and preventative services, making it a significant benefit for women's health access, per The New York Times.
Broader Impacts
  • Health Insurance Companies & Providers: Must comply with ACA regulations, including guaranteed issue and essential health benefits.
  • Employers: Large employers must offer coverage or face penalties, impacting their benefits and tax obligations, state the IRS, notes KFF.
  • Taxpayers: Fund subsidies and other ACA provisions, while also benefiting from a healthier, more insured population.
In essence, the ACA serves as a critical safety net and access point for millions, reshaping the U.S. health
 
57Brave said:
Millions rely on the Affordable Care Act (ACA) for health coverage, primarily low-income individuals, young adults (18-34), people in rural areas, small business employees, and the self-employed who use Marketplace subsidies, while millions more benefit from ACA protections like pre-existing condition coverage, Medicaid expansion, and employer-based reforms, impacting insurers, states, and the entire health system.
Key Groups Relying on the ACA
  • Low-Income Individuals & Families: Directly benefit from subsidies (tax credits) to afford coverage on the Health Insurance Marketplaces and through expanded Medicaid programs, notes the National Institutes of Health, the IRS, and KFF.
  • Young Adults (18-34): Saw significant gains in insurance rates, as they often lack employer-sponsored options and are less likely to qualify for Medicare/Medicaid, say The New York Times and USAFacts.
  • Small Business Owners & the Self-Employed: Use the ACA Marketplaces as a main source for coverage, notes Clinical Advisor.
  • People in Rural Areas: Experienced some of the largest increases in coverage, according to The New York Times.
  • Women: The ACA introduced crucial benefits, including maternity care and preventative services, making it a significant benefit for women's health access, per The New York Times.
Broader Impacts
  • Health Insurance Companies & Providers: Must comply with ACA regulations, including guaranteed issue and essential health benefits.
  • Employers: Large employers must offer coverage or face penalties, impacting their benefits and tax obligations, state the IRS, notes KFF.
  • Taxpayers: Fund subsidies and other ACA provisions, while also benefiting from a healthier, more insured population.
In essence, the ACA serves as a critical safety net and access point for millions, reshaping the U.S. health
Click to expand...
How is it a safety net when it is killing the people who use it

The ACA is a disaster. Its ok to admit you were wrong. Its healthy actually. It needs to be destroyed
 
sturg33 said:
How is it a safety net when it is killing the people who use it

The ACA is a disaster. Its ok to admit you were wrong. Its healthy actually. It needs to be destroyed
Click to expand...
A disaster that afforded millions access to care they were previously shut off from.

And it cost you what ?
 
Go read before asking stupid questions.

And again, what did ACA cost you?

I knew many denied insurance (care) due to for one, preexisting conditions.
Affording people access cost you what ?
 
Im asking you, 57, to answer the question.

Don't tell me to go read. I will read your response.

Can you do it?

As for what it cost me, im paying about 4.5x was i was in 2011 for worse health insurance that I never use
 
No, I asked you what ACA costs you, as always you answered with an accusatory counter question.
What The F##k does it cost you ?

because you been calling ACA a disaster since 2010.
with no explanation.
yes son, go read
 
sturg33 said:
Im asking you, 57, to answer the question.

Don't tell me to go read. I will read your response.

Can you do it?

As for what it cost me, im paying about 4.5x was i was in 2011 for worse health insurance that I never use
Click to expand...
of course you are. everyone is paying more than 2010.
Thus Luigi

so yeah , go read
sturg33 said:
. how was a single person shut off from health care before ACA?
Click to expand...
above i noted preexisting conditions. ( diabetes ? )
Many friends forced to drop college student offspring due to age

I was still favor cradle to grave care, ala 21st century --- world.
So to my eyes the main fault of ACA is it doesn't go far enough
 
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57Brave said:
of course you are. everyone is paying more than 2010.
Thus Luigi

so yeah , go read

above i noted preexisting conditions.
Many friends forced to drop college student offspring due to age
Click to expand...
4.5x in 15 years is crippling.

Why do you think government is desperate to continue subsidies?

Its a disaster dude. Just admit you were wrong. Obama was a failure.
 
57Brave said:
So which is it , you've made millions in crypto or ACA is crippling you ?
Click to expand...
Im fortunate to be able to afford it.

Most people are drowning. And they need the government to pass more subsidies in order to be able to survive


The subsidies are proof this is a failure. Just kill the damn thing and go back to what it was

I cant get fire insurance on my house after its on fire
 
who are " most people" mister own words

In fact, ACA was made available to those afflicted with " retardation"
in real life not the faux insult.

"Retard" was an insult when we were in grade school.
Putting your self up as a deep thinker just washes down the drain when your argument invariably turn to 5th grade taunts
 
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