How Has Obamacare Affected Your Life?

My mom opted for the no insurance route, mostly because she's a stubborn Fox Newsy. She had a surgery that she had to dip into her 401k for. Which would have been covered if she opted in. And yet she still claims the ACA is making her broke. The lack of logic is astounding.

I outlined my employer's plan in another post. The company is taking great care of its employees with our plan. As most should (and most CAN AFFORD to do). They don't want to afford it. Their execs want bigger checks.
 
Tomahawking4life said:
Sad that Obama and the dems would support and pass a bill that would put many doctors with private practices in such a position.

That speaks volumes.

No personal positive stories you'd like to post from a bill I'm sure you think is great?
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That's funny. My mom got a better job at a new private practice that opened vs. her old one. And they're doing great.
Never underestimate the amount of stubbornness in this crap. They more likely closed out of rebellion than anything else. There is no way they suddenly couldn't afford to practice. That is certified bull****. It's hilarious.
 
Yeah, all these many doctors just quitting out of rebellion. I'm sure that's it.... Since you know so much better than all these doctors do.

Lol
 
If you can't find an employer that cares about you enough to offer you a good health plan, just pull yourself up by your bootstraps and look harder! You're not trying enough!
 
http://billmoyers.com/2014/09/19/new-way-insurers-shifting-costs-sick/

Health insurance companies are no longer allowed to turn away patients because of their pre-existing conditions or charge them more because of those conditions. But some health policy experts say insurers may be doing so in a more subtle way: by forcing people with a variety of illnesses — including Parkinson’s disease, diabetes and epilepsy — to pay more for their drugs.
 
57Brave said:
http://billmoyers.com/2014/09/19/new-way-insurers-shifting-costs-sick/

Health insurance companies are no longer allowed to turn away patients because of their pre-existing conditions or charge them more because of those conditions. But some health policy experts say insurers may be doing so in a more subtle way: by forcing people with a variety of illnesses — including Parkinson’s disease, diabetes and epilepsy — to pay more for their drugs.
Click to expand...

And this is a way it's affected you?

Trying to see a personal connection here.
 
yeezus said:
If you can't find an employer that cares about you enough to offer you a good health plan, just pull yourself up by your bootstraps and look harder! You're not trying enough!
Click to expand...

Yes it's just that easy. I guess that's why the unemployment rates are still high nationally

:facepalm:
 
Tomahawking4life said:
And this is a way it's affected you?

Trying to see a personal connection here.
Click to expand...

My family has had membership to the same co-operative HMO for over 30 years. Thee have been a number of changes over that time. Co-pay increases ,access to specialists , off hours treatment and physician reviews.
Since last year we have had no changes where we were told ACA put them in a bind and the business model says "we pass that on to you."

I have major surgery next week and my treatment and costs hve been in line with the last major surgery - 10-12 years ago.
Not only will my hospital stay be covered less a co-pay but therapy and in home visits wil be covered. Without co-pay.

Our rates have been bumped I believe $6-7 (? that number I think is high but foer discussion sake lets use the high number. 15-20% increase maybe) a month but, that has been the norm over time. Recently bought a new vehicle. Incresa over last new vehicle of 30-40%.
My co-pays have had a slight increase since the onset of the Obama regime. In line with the cost increases of a new automobile

If anything , since ACA I notice I am asked (after every visit) my opinion of the care I received and the efficiancy of my care. As in "did we waste your time, did we answerr all your questions. Were you satisfied" That could be just because we can do this electronically now where 10 years ago the technology was not as advanced.

Ask me in 2 weeks if I've faced a Death Panel or a bureaucrat comes in my room and dictates what my Doctors can and cant .
do.
...........................................................................

In other words, for me and mine nothing has changed. For a sibling not so much. My brother has been able to insure a nephew (24 yrs old in grad school). Kid broke his leg in a motor scooter accident. In the old days, kid would have been saddled with a $15K bill on top of student loans in a year or two. In this case his father can cover him under his family plan. Whereas 10 years ago yeah he could have covered him but the costs would have been staggering

A friend is a self employed contractor. One man business - through the federal exchange (my state chose not to be involved) premiums for him and his wife dropped drastically. I forget the numbers but you can look them up in the other ACA thread.

..............

Once again here is alink to Henry J Kaiser Foundation info. Might help clear misunderstanding and might even help navigate
your way through the process. I am astounded by the number of uninformed opinions I see .
and to be clear, this is not my idea of progressive health care in the 21st century bu, sometimes we can't a) cut off our noses to spite our faces b) half aloaf is better than none or c) we err in letting the perfect be the enemy of the good

http://kff.org/interactive/implementation-timeline/

Hoping, (and will look for and vote for candidates that endorse) we have a single payer cradle to grave system in our future
 
Tomahawking4life said:
I don't know if they are jobless are not. I try not to make assumptions like it seems you enjoy doing. If I had to guess I'd say many retired. My doctor had been practicing for some time.
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OH THE HORROR!!!
They could have kept operating fine. Like the large majority of practices.
 
Yeah, I have to say that anecdotes about doctors quitting don't pull much weight with me. Said anecdotes always seem to come from people who have a negative and unalterable opinion of Obamacare, and they tend to lack context.

I could understand a doctor who was nearing retirement choosing to quit rather than make substantial changes to his or her practice. I doubt those doctors are currently employed as Wal-Mart greeters, or are eating cat food while they wait for their Social Security to kick in.
 
unless of course something drastic, like you're dying, can't afford half a million dollars worth of treatment. Or even worse, it's a loved one you have to watch suffer.
Sturg remember during Hurricane Sandy you needed constant reminder, "everyone is a Libertarian until their house is 10' underwater"
?

Sav, where'd you find these guys?
 
57Brave said:
unless of course something drastic, like you're dying, can't afford half a million dollars worth of treatment. Or even worse, it's a loved one you have to watch suffer.
Sturg remember during Hurricane Sandy you needed constant reminder, "everyone is a Libertarian until their house is 10' underwater"
?

Sav, where'd you find these guys?
Click to expand...

I'm sorry 57. But sometimes life just isn't fair. I happen to work for a technology insurance company. And we'd go out of business if we agreed to repair every damaged product after it was already damaged. You won't be able to get fire insurance on your house if your house is currently on fire. It just is what it is. While not being able to deny folks with pre-existing conditions sound really cozy and will be great for those folks who need it, it will certainly bring a huge cost to the insurers, and someone is going to have to pay for that cost.
 
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