Affordable Care Act

Metaphysicist said:
Really? This is like the old argument about Obamacare there is. I refuse to believe anyone bored enough to be talking about this on the internet hasn't already heard this exact same exchange 100 times.
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Along these lines - finding it hard to believe that after 2 years of endless debate - pissing and moaning about a 1000 page bill know one had the time to read that 3 years later people that claim to have a handle on current events still have no idea how this bill affects (?) them and what works and doesn't for their life

I also find it stupid that by trying to provide explanation on how it works or suggest a means of working through it all people think about is Obama Derangement Syndrome
 
57Brave said:
Along these lines - finding it hard to believe that after 2 years of endless debate - pissing and moaning about a 1000 page bill know one had the time to read that 3 years later people that claim to have a handle on current events still have no idea how this bill affects (?) them and what works and doesn't for their life

I also find it stupid that by trying to provide explanation on how it works or suggest a means of working through it all people think about is Obama Derangement Syndrome
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Dude - I know how it affects me, it is costing me a lot more money with ZERO additional benefits. Why don't you understand that?
 
There won't be any benefit here either. Rates will be the same in exchange as outside of it. Rates will be higher, and you get penalized for not having it. Sweet deal for the uninsured!
 
Tapate50 said:
There won't be any benefit here either. Rates will be the same in exchange as outside of it. Rates will be higher, and you get penalized for not having it. Sweet deal for the uninsured!
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That's the hilarious thing about the plan... If you didn't have insurance, there is a good bet than you couldn't afford to have it. Now, this plan makes it so you HAVE to pay to have it, or else you're fined.

I love the line "more affordable and more accessible." It's neither. All it is is forced.
 
sturg33 said:
That's the hilarious thing about the plan... If you didn't have insurance, there is a good bet than you couldn't afford to have it. Now, this plan makes it so you HAVE to pay to have it, or else you're fined.

I love the line "more affordable and more accessible." It's neither. All it is is forced.
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And expensive. But hey, we don't understand it right?
 
The people it's wonderful for are self employed people who are getting older and have health risks. My dad has to buy his own health insurance even though he makes a good bit of money. He had melanoma at one time. His health insurance premiums are not pretty even though he has always had insurance.

The young and healthy need to realize that insurance is to cover them when they're no longer young and/or healthy. That's the thing some people can't get through their thick skulls. It's no good if your premiums go through the roof or they cancel you once you get sick.
 
Coredor said:
The people it's wonderful for are self employed people who are getting older and have health risks. My dad has to buy his own health insurance even though he makes a good bit of money. He had melanoma at one time. His health insurance premiums are not pretty even though he has always had insurance.

The young and healthy need to realize that insurance is to cover them when they're no longer young and/or healthy. That's the thing some people can't get through their thick skulls. It's no good if your premiums go through the roof or they cancel you once you get sick.
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To be fair, a thick skull can't help or hurt insurance premiums since there are no medical records used. I would think its a benefit though.

I couldn't help but zero in on the last sentence. I am fairly certain that both those outcomes are still very possible. Any ideas what his rates look like pre\post?
 
I think the Administration should have shut down the government and defaulted on the debt until they were given a single payer health care system. but hey, that's just how I roll
 
I'm asking you your opinion on the article above. It was written today so you've never commented on it.

Why do you think those workers are struggling so much finding a good rate? You not commenting tells me you have no talking points to fall back on.
 
Tapate50 said:
To be fair, a thick skull can't help or hurt insurance premiums since there are no medical records used. I would think its a benefit though.

I couldn't help but zero in on the last sentence. I am fairly certain that both those outcomes are still very possible. Any ideas what his rates look like pre\post?
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He's looking into getting new insurance now, but at one point his premiums were up to about 35K a year for him and my much younger sister. He had gotten it down to about 19 though I believe although I'm not really sure about the exact numbers. I just know he paid a ton for insurance purchased as an individual.

That's part of the health insurance law though. You cannot deny coverage on the exchange or discriminate due to price for pre-existing conditions or health risks. In his case it would have been a past condition since he's been healthy for years. It's frustrating that people don't understand this. You can be healthy your entire life and something can go wrong. If you're uninsured it can break you or if you purchase insurance on your own your rates can sky rocket. Too often people who make "free market" decisions to not buy insurance forget that they might need it one day. The individual mandate is really a way to protect people from their own ignorance.

I understand this more than most people though due to personal experience. My mother died of cancer, and my father had cancer and recovered. I'm bipolar and spend a lot on that although I'm otherwise healthy. I also get insurance through work. Honestly though my family is very well off. None of us have had a problem paying the bills, but most people would have been devastated.
 
sturg33 said:
I'm asking you your opinion on the article above. It was written today so you've never commented on it.

Why do you think those workers are struggling so much finding a good rate? You not commenting tells me you have no talking points to fall back on.
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You are right, I have no talking points to counter the article and no earthly idea why a person in Minnesota and another person in Alabama is struggling. I dont know these people, their lifestyles or health conditions. Or more importantly in the case of this article, their political persuasion.

this quote:
“For years we have worked hard and stood on our own feet. Now this man (President Obama) has wrecked my finances and I am supposed to trust him to give me government money so that I can be insured and have the ability to take my children to the doctor. I was proud to be insured. At this point I’d rather be uninsured then depend on this man,” she said.

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Let me add, my family is not using the exchanges so I have very limited knowledge of their rates, practicality or coverage. There are not enough hours in the day for me to research a program that i won't be using any time soon
 
I hope people realize these exchanges were a complete waste of money . They already exist , and they are called insurance agents. If anyone wanted to learn about health insurance or educate themselves on a plan, all they needed to do was a take a few minutes of their time ( just like anything else).

57, do you think it's outrageous that Obama should enroll in Obamacare? The law unofficially has his name attached. If it's great for the people then jump on in and lead by example. Does not seem like a CYA move to me at all.

Individuals don't get the one year cushion but bigbusiness does? Who isn't looking out for joe ordinary now? Should be level playing field, or at least it would have been if i had dialed up my lobbyist in time. Oh wait.
 
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