SOTU?

57Brave said:
and this side of the coin:

"So, yes, Obama wants to tax college savers. But, by and large, they're wealthy college savers. When the Government Accountability Office looked at 529 plans and their less popular cousins, Coverdell accounts, it found that 47 percent of families that had them earned more than $150,000 per year. (Depending on who's measuring, that puts them in at least the top 10 percent of U.S. households.) By comparison, it noted, the median income of families with a student in college is $47,747."

http://www.slate.com/blogs/moneybox/2015/01/20/obama_wants_to_tax_529_savings_it_s_a_great_idea.html
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So your solution is to make it more difficult on everyone just because higher income earners are taking advantage of it?

It isn't as if the opportunity isn't there for everyone. The object of the game isn't to make it more difficult on everyone to get an education, but easier for everyone. In what scenario is this a good idea? 529 earnings don't care if you work at McDonald's, Hooters, Exxon , or a high school professor. The object is to get everyone educated...
 
I just don't think higher education is for everyone.
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It isn't for everyone, but it should be available to everyone.

In reality, I don't think its the best option for a majority of people.
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You don't think higher education is the best option for the majority of our citizens? Da fuq?
 
Oklahomahawk said:
OK, how much actual experience do you have at the community college level (to establish a baseline)?
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I have done a couple here, both programming classes because the university I went to did not have the times I needed to go to school, they said their classes were equivalent to university level and in some cases harder.

I went to one previous before getting my bachelors and it was easy, got all A's and a honor degree. Like high school, which I got mostly all A's (General Shop sucked, I was a nerd, not a freaking mechanic), just a tad bit harder. But my major was Math and Computer Science, university was all Info Technology, took Cisco, had the test just after they changed it, everyone in the class AND the teacher didn't pass. I was second, but to be honest, I hated that f*cking class, got an A but still I hated it. I swore I will not switch to networking afterward.

Yesterday the other programmer I work with (we build web interfaces for our company) and her friend, who is our new network liaison were talking about classes and how Cisco is not the mainstream in this area. Thank God I did not go down that route. She said well, you did the right thing. I said, true, but I can move anytime I want and winked at her. Her company is looking for new programmers, but I love my house, my hood and my work (celebrity), it will be mighty hard for me to leave. My wife business is doing really good with Accounting and Photography.

BUT

If that asshole of a president start hitting my 529, I am going to be pissed. I am just middle-class and that is how we can afford our kids to go to school.
 
Gary82 said:
It isn't for everyone, but it should be available to everyone.

You don't think higher education is the best option for the majority of our citizens? Da fuq?
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I paid for my education out of my own money and so should you. I shouldn't have to for pay it....in taxes either.

It's a choice in life, if you want the gold, you earn it the right way, not free-loading off all of those before you that sweated blood and tears to pay for that tuition.
 
AerchAngel said:
I paid for my education out of my own money and so should you. I shouldn't have to for pay it....in taxes either.

It's a choice in life, if you want the gold, you earn it the right way, not free-loading off all of those before you that sweated blood and tears to pay for that tuition.
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Just because you had to work your ass off to pay for education, everyone else must, too? **** that logic.
 
Tapate50 said:
So your solution is to make it more difficult on everyone just because higher income earners are taking advantage of it?

It isn't as if the opportunity isn't there for everyone. The object of the game isn't to make it more difficult on everyone to get an education, but easier for everyone. In what scenario is this a good idea? 529 earnings don't care if you work at McDonald's, Hooters, Exxon , or a high school professor. The object is to get everyone educated...
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not my solution -- just the other side of the coin
 
57Brave said:
not my solution -- just the other side of the coin
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But the coin really doesn't have sides... That's my point. Those accounts are there for everyone to save more.

21k in these accounts on average. While a nice sum of money for college, it isn't being utilized by the upper crust elites.

What it says to me is that 401ks are next.
 
Tapate50 said:
But the coin really doesn't have sides... That's my point. Those accounts are there for everyone to save more.

21k in these accounts on average. While a nice sum of money for college, it isn't being utilized by the upper crust elites.

What it says to me is that 401ks are next.
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Yup, these are not taxes against the rich. It becomes a tax on everyone that isn't poor so that the poor don't have to be as poor anymore. Its a bunch of BS.
 
Tapate50 said:
So your solution is to make it more difficult on everyone just because higher income earners are taking advantage of it?

It isn't as if the opportunity isn't there for everyone. The object of the game isn't to make it more difficult on everyone to get an education, but easier for everyone. In what scenario is this a good idea? 529 earnings don't care if you work at McDonald's, Hooters, Exxon , or a high school professor. The object is to get everyone educated...
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I can probably count on one hand the number of people who work at either Hooters or McDonalds who have the discretionary income to place into a 529 plan.

The thing with the free community college/technical college is that the workforce is demanding a higher level of skill that requires something past high school but not necessarily a 4-year degree. Part of this gap comes from all the frickin' testing that schools have been doing over the past couple of decades at the behest of the Federal government (which started under Clinton and Goals 2000 but went on steroids with Bush and NCLB), which leaves non-college bound students little time to pursue courses they need and prefer at the high school level. Federal testing requirements (which states then must fulfill) have decimated a lot of high school technical education programs, leaving the US with a gigantic skills gap. the last two years of high school/first two years of college need to be drastically re-designed and while there are holes in the President's plan here, hopefully it will get the discussion started.
 
And if people think things are sooooooo easy for college-aged students these days, I HAVE to laugh.
 
yeezus said:
The goal should be to make things better/easier for people moving forward. Not stay stagnant.
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This I think is telling of the Liberal mindset. No offense to you Yeezus as I think you know we are friendly even off these boards.

Nobody should be guaranteed an easy or easier life. Sure, some rich peoples kids have a great life but the majority of us that are doing well for themselves have worked hard to get where they are. Everyone else should have to do the same. Don't take more money from my pocket because others are choosing not to do the same.
 
It never ceases to amaze how folks want to tax and spend more.

It's not as if we're in $18 trillion in debt or anything.

And yes - 401Ks are next.
 
Gary82 said:
It isn't for everyone, but it should be available to everyone.

You don't think higher education is the best option for the majority of our citizens? Da fuq?
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Not everyone is born with the ability to learn complex material. That's just genetics. More people should be focusing on learning a trade as opposed to global impact of the Magna Carta.
 
and that is decided by family income ??

It seems some have a choice to make.
Either people are supposed to have better jobs to get off welfare or we as a society have no infra structure in place to aid people in getting better jobs to stay off welfare.

As to AA's comments. Suppose there was a program in place to help you get to where you are without having to walk uphill both ways to school --- .
In affect what we are arguing is whether to provide school buses or leaving ( those that don't have parents with cars to drive them ) the rest to walk.

You want a level playing field .... but you dont
 
That is decided by ones willingness to go to school. There are plenty of government aids and scholarship to low income individuals.
 
and so we need government aid and scholarships to those that really don't need ?
That stinks of living off of the govt teat

Big difference between a dollar when you make $44K and $250K
 
57Brave said:
and so we need government aid and scholarships to those that really don't need ?
That stinks of living off of the govt teat

Big difference between a dollar when you make $44K and $250K
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No...it just shows that there are ways to get essentially free education currently and it's still not being utilized by all the poor discriminated souls with no hope. Therefore I don't believe that forcing free education out of my pocket is going to make a difference. You either want something or you don't and if you want it there will be nothing that will prevent you from getting it.
 
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